The Kwik Trip Health Plan is self-insured. This means there is no insurance company paying claims; Kwik Trip pays for claims directly once a coworker/dependent satisfies the annual deductible. Healthcare costs are Kwik Trip’s third largest operating expense. We ask our coworkers to be proactive in seeking high-quality, low cost care options. Making smart healthcare choices helps Kwik Trip retain the high level of benefits we offer to our coworkers.

To assist you with this, Kwik Trip has opened three Kwik Trip Center for Health – operated by Premise Health – and located in:

• La Crosse
• Appleton
• Middleton

All coworkers and their enrolled dependents age 2 and older are able to use these clinics.

Visits to Kwik Trip Center for Health are subject to a $20 copay for HDHP coworkers and $0 copay for coworkers on the LDHP.

We’ve also directly partnered with several providers that are lower cost, they include the following:

• Wisconsin & Minnesota Mayo Clinic locations
• Allergy Associates of La Crosse
• Shared Medical Technologies (SMT)
• Sensible MRI
• Smart Infusion

To search for other providers in your assigned network, please click on the appropriate link above. Networks will be determined by the zip code that the coworker resides in, and your network logos will be on your Health Plan ID Card.

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